US Free statement review
Home / Industries / Auto repair

Payments for auto repair shops

A brake job, a transmission, a full service: repair bills are large, and on a big one the percentage rate is what dominates, so a few points is real money on every job. We show you exactly what you pay, price Interac debit low, and keep your big jobs clean.

Get your free statement review

Big jobs, bigger fee impact

On a $1,800 repair, the percentage rate dominates, so even a small difference is money you earned and handed back. Across a month of jobs, the wrong setup quietly costs a shop a lot. We make sure you can see the real cost and that nothing is padded on the work that matters.

For the big jobs, we can also set up customer financing so a customer can say yes to the full repair, which means more approved work for you. And on the smaller stuff, Interac debit should be priced low, not at credit card rates.

See what you pay per job
Clean rate on big jobsOn a large repair bill the percentage rate dominates, so transparency pays off most.
Interac debit priced lowInterac debit shouldn’t be charged at credit card rates. We keep it where it belongs.
Customer financingHelp customers approve bigger repairs without you eating a large fee.
Specialty and foreign shopsWe know the niches and set you up for how you actually work.

What are you really paying?

Enter last month's numbers from your statement.

$
$
--%
Your effective rate is the real percentage you pay on every dollar you process.

An estimate based on the numbers you enter. Send your statement for the full statement review.

Your real rate: the equation and the gap Total fees divided by total card volume gives the effective rate, shown as $1,500 divided by $50,000 equals 3.0 percent, with two bars underneath where the effective rate stands taller than the rate you were quoted and the difference is bracketed as downgrades and junk fees. YOUR REAL RATE Total fees divided by total card volume. Two numbers from your statement, one honest answer. TOTAL FEES $1,500 everything you paid last month ÷ CARD VOLUME $50,000 everything you ran on cards = EFFECTIVE RATE 3.0% your real rate what you actually pay on every dollar, once every fee is counted the headline number The rate you were quoted QUOTED RATE DOWNGRADES + JUNK FEES 3.0% Your effective rate THE GAP Downgrades and junk fees The quoted rate only applied to some of your transactions. The rest, plus the monthly fees, is the gap. The advertised rate is what they want you to look at. The effective rate is what you actually pay. LEGEND The rate you were quoted Your effective rate Downgrades and junk fees Example from the statement guide on allpropay.com. Illustration, not a quote.

Works with your POS

Some systems let you choose your processor. Others lock you in. Here is the honest picture for repair shops, and where we fit.

Open

Keep your software, switch to us

Most shop management systems are open and let you choose your processor, or pair with a standalone terminal, so you keep your software and move the processing to AllProPay.

Locked

Locked to their own processing

Some all-in-one systems, like Square or Clover, lock you to their own processing. If you’re on one, we’ll show you the real cost and the honest math on switching.

We’ll check

Tell us what you run

Setups vary. Tell us your system and we’ll confirm what we can do.

Common in auto repair: Tekmetric, Shopmonkey, Shop-Ware, Mitchell1, RepairShopr. Not sure about yours? Ask us and we’ll confirm.

What other shop owners say

Common questions

Why do repair shops pay so much in card fees?
Repair bills are often large, so a small percentage becomes real money on each job. A clean, transparent setup keeps those fees from being padded on your biggest jobs, and Interac debit should be priced low, not at credit rates.
Can customers finance a big repair?
Yes. We can set up customer financing so a customer can pay for a large repair over time, which helps you approve more work without absorbing a large card fee. We confirm it works with your setup first.

See your shop's real numbers

Send one recent statement. We’ll show you what you pay and where it can come down. No obligation.

Get your free statement review