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Payments for gyms & fitness studios

Recurring memberships mean card on file and rebilling on a schedule, and many of those payments run on Interac debit. A small percentage padding repeats every month, on every member. We set you up clean and show you exactly what you pay.

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The math of a recurring membership

When you bill every member every month, a small percentage on top of the real cost isn’t a one-time hit. It repeats on each rebill, across your whole roster, month after month. By the end of the year that padding has multiplied into a real number. The fix is a clean, transparent setup, not a flashy headline rate.

It matters even more in Canada because many of those membership payments run on Interac debit. Interac should be priced low, not at credit-card rates. Flat-rate apps charge the same rate on everything, so they overcharge you on every debit rebill.

Failed and declined cards, plus downgrades to higher fee tiers, quietly cost you on the rebills you never think about. We set up clean recurring billing, work to reduce those declines, and show you the real rate you pay.

See your monthly cost
Recurring and card on fileMemberships rebill on schedule, set up cleanly.
Interac priced rightDebit rebills should cost less than credit, not the same flat rate.
Fees that repeat on rebillsA small markup compounds every month across every member.
Fewer declines and downgradesFailed cards lose members. We work to keep rebills clean.

What are you really paying?

Enter last month's numbers from your statement.

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Your effective rate is the real percentage you pay on every dollar you process.

An estimate based on the numbers you enter. Send your statement for the full statement review.

Your real rate: the equation and the gap Total fees divided by total card volume gives the effective rate, shown as $1,500 divided by $50,000 equals 3.0 percent, with two bars underneath where the effective rate stands taller than the rate you were quoted and the difference is bracketed as downgrades and junk fees. YOUR REAL RATE Total fees divided by total card volume. Two numbers from your statement, one honest answer. TOTAL FEES $1,500 everything you paid last month ÷ CARD VOLUME $50,000 everything you ran on cards = EFFECTIVE RATE 3.0% your real rate what you actually pay on every dollar, once every fee is counted the headline number The rate you were quoted QUOTED RATE DOWNGRADES + JUNK FEES 3.0% Your effective rate THE GAP Downgrades and junk fees The quoted rate only applied to some of your transactions. The rest, plus the monthly fees, is the gap. The advertised rate is what they want you to look at. The effective rate is what you actually pay. LEGEND The rate you were quoted Your effective rate Downgrades and junk fees Example from the statement guide on allpropay.com. Illustration, not a quote.

Works with your POS

Some systems let you choose your processor. Others lock you in. Here is the honest picture for gyms and studios, and where we fit.

Open

Keep your software, switch to us

Many gym and studio management systems are open or pair with a standalone reader, so you keep your software and move the processing to AllProPay.

Locked

Locked to their own processing

Some all-in-one tools, like Square, run their own processing. If you’re on one, we’ll show you the real cost and the math on switching.

We’ll check

Tell us what you run

Setups vary. Tell us your membership software and we’ll confirm what we can do.

Common in gyms and studios: Mindbody, Zen Planner, Glofox, Wellness Living, Square. Not sure about yours? Ask us and we’ll confirm.

What other gym and studio owners say

Common questions

Does AllProPay handle recurring membership billing?
Yes. We set up clean recurring billing and card on file so your memberships rebill on schedule, and so the totals stay clear on your statement.
We rebill every member every month. Does that matter for fees?
Yes. On recurring memberships any small percentage padding repeats every month on every member, so a clean rate makes a real difference over a year. Many of those payments run on Interac debit, which should be priced low, not at credit-card rates, and we also work to reduce declines.

See your gym's real numbers

Send one recent statement. We’ll show you what you pay and where it can come down. No obligation.

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