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Payments for HVAC & home services

A new system install can be five figures, and a service call needs payment on the spot. We set you up to collect in the field and the office, keep your big jobs clean, and help customers finance large jobs.

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Big installs, field collections

On a large install, the percentage rate dominates, so a clean rate saves real money on every job. And when your tech is standing in the driveway, you need to collect right there, simply, with Tap to Pay on a phone or a mobile reader. We set you up for both, with transparent pricing so nothing is padded on the jobs that matter.

For the big ones, customer financing lets a homeowner say yes to the full install, which means more approved work for you. And on everyday service calls, Interac debit is priced low, not at credit rates, so you keep more on the smaller jobs too.

See what you pay per job
Field and office paymentsCollect on the spot with Tap to Pay or back at the office, with a clean flow.
Customer financingHelp homeowners approve big installs without you eating a large fee.
Interac debit priced lowEveryday service calls run at low debit pricing, not at credit rates.

What are you really paying?

Enter last month's numbers from your statement.

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Your effective rate is the real percentage you pay on every dollar you process.

An estimate based on the numbers you enter. Send your statement for the full statement review.

Your real rate: the equation and the gap Total fees divided by total card volume gives the effective rate, shown as $1,500 divided by $50,000 equals 3.0 percent, with two bars underneath where the effective rate stands taller than the rate you were quoted and the difference is bracketed as downgrades and junk fees. YOUR REAL RATE Total fees divided by total card volume. Two numbers from your statement, one honest answer. TOTAL FEES $1,500 everything you paid last month ÷ CARD VOLUME $50,000 everything you ran on cards = EFFECTIVE RATE 3.0% your real rate what you actually pay on every dollar, once every fee is counted the headline number The rate you were quoted QUOTED RATE DOWNGRADES + JUNK FEES 3.0% Your effective rate THE GAP Downgrades and junk fees The quoted rate only applied to some of your transactions. The rest, plus the monthly fees, is the gap. The advertised rate is what they want you to look at. The effective rate is what you actually pay. LEGEND The rate you were quoted Your effective rate Downgrades and junk fees Example from the statement guide on allpropay.com. Illustration, not a quote.

Works with your POS

Some systems let you choose your processor. Others lock you in. Here is the honest picture for home service companies, and where we fit.

Open

Keep your software, switch to us

Many field-service platforms let you choose your processor or pair with a mobile reader, so you keep your software and move the processing to AllProPay.

Locked

Locked to their own processing

Some platforms push their own built-in payments, like Square or Clover. If yours does, we’ll show you the real cost and the honest math on switching.

We’ll check

Tell us what you run

Setups vary. Tell us your platform and we’ll confirm what we can do.

Common in home services: ServiceTitan, Housecall Pro, Jobber, FieldEdge, and mobile readers. Not sure about yours? Ask us and we’ll confirm.

What other contractors say

Common questions

Can my techs take payment in the field?
Yes. We set you up to take payment in the field and in the office, including Tap to Pay, with a clean, simple flow so techs can collect on the spot.
Can customers finance a big install?
Yes. We can set up customer financing so a homeowner can spread out a large install, which helps you close bigger jobs without absorbing a large card fee. We confirm it works with your setup first.

See your company's real numbers

Send one recent statement. We’ll show you what you pay and where it can come down. No obligation.

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