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Payments for marine & RV dealers

A boat, a camper, a major repair: the amounts are large, so a few points on your rate is real money on every one. We show you what you pay, keep your big sales clean, price Interac debit low, and help buyers finance.

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Big units, big fee impact

On a five-figure sale, even a small percentage difference is money you earned and handed back. On large sales the percentage rate dominates, so across a season the wrong setup quietly costs a dealer a lot. We make sure you can see the real cost and that nothing is padded on the deals that matter.

For the big purchases, customer financing lets a buyer say yes, which means more closed boat and RV sales for you. And your Interac debit should be priced low, not at credit rates.

See what you pay per sale
Clean rate on big salesWhere a small percentage is real money, transparency pays off most.
Interac debit priced lowDebit should be priced low, not lumped in at credit rates on your biggest sales.
Customer financingHelp buyers finance a unit or major repair without you eating a big fee.
Sales and serviceOne clean setup for the showroom floor and the service desk.

What are you really paying?

Enter last month's numbers from your statement.

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Your effective rate is the real percentage you pay on every dollar you process.

An estimate based on the numbers you enter. Send your statement for the full statement review.

Your real rate: the equation and the gap Total fees divided by total card volume gives the effective rate, shown as $1,500 divided by $50,000 equals 3.0 percent, with two bars underneath where the effective rate stands taller than the rate you were quoted and the difference is bracketed as downgrades and junk fees. YOUR REAL RATE Total fees divided by total card volume. Two numbers from your statement, one honest answer. TOTAL FEES $1,500 everything you paid last month ÷ CARD VOLUME $50,000 everything you ran on cards = EFFECTIVE RATE 3.0% your real rate what you actually pay on every dollar, once every fee is counted the headline number The rate you were quoted QUOTED RATE DOWNGRADES + JUNK FEES 3.0% Your effective rate THE GAP Downgrades and junk fees The quoted rate only applied to some of your transactions. The rest, plus the monthly fees, is the gap. The advertised rate is what they want you to look at. The effective rate is what you actually pay. LEGEND The rate you were quoted Your effective rate Downgrades and junk fees Example from the statement guide on allpropay.com. Illustration, not a quote.

Works with your POS

Some systems let you choose your processor. Others lock you in. Here is the honest picture for marine and RV, and where we fit.

Open

Keep your software, move the processing to us

Most dealership management systems are open and let you choose your processor, so you keep your software and move the processing to AllProPay, or you run a standalone terminal alongside them.

Locked

Locked to their own processing

Some all-in-one systems, like Square or Clover, lock you to their processing. If you’re on one, we’ll show you the real cost and the honest math on switching.

We’ll check

Tell us what you run

Dealership setups vary. Tell us your system and we’ll confirm what we can do.

Common in marine and RV: Lightspeed DMS, Dockmaster, IDS, Blackpurl. Not sure about yours? Ask us and we’ll confirm.

What other dealers say

Common questions

Why do marine and RV businesses pay so much in fees?
Units and major repairs are large sales, so a small percentage becomes real money on each sale. A clean, transparent setup keeps fees from being padded on your biggest transactions, and Interac debit should be priced low rather than at credit rates.
Can customers finance a big purchase?
Yes. We can set up customer financing so a buyer can finance a unit or a major repair, which helps you close more boat and RV sales without absorbing a large card fee. We confirm compatibility with your setup first.

See your dealership's real numbers

Send one recent statement. We’ll show you what you pay and where it can come down. No obligation.

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