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Payments for local service businesses

You work at the customer’s home, car or business, not behind a counter. We set you up to get paid on the spot, by invoice or by payment link, with Interac priced as Interac.

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Get paid when the job is done

We work with the businesses that keep a town running:

  • Cleaning, residential and commercial
  • Car detailing, mobile or in a shop
  • Seasonal and holiday lighting
  • Landscaping and snow removal
  • Handyman and pressure washing
  • Pest control and moving

Most of these jobs end in a driveway, so the payment has to work from your phone. And many customers tap a debit card, so Interac pricing matters.

See what you pay per job
Tap to Pay and mobile readersTake a card or Interac at the door with your phone or a small reader.
Invoices and payment linksCustomer not home? Text or email a link and get paid from their phone.
Card on file for regularsWeekly cleans, lawn care and snow contracts, billed without chasing.

Pricing you can see

We go over your statement with you and set up the pricing that fits.

Our default

Interchange-plus

The card brands’ cost passed straight through, plus one clear markup you can see on every statement.

Debit

Interac priced as Interac

Debit taps are billed at Interac pricing, not at credit-card rates. On lots of smaller jobs, that adds up.

Where allowed

Cash discount or dual pricing

Where your province and the card brands allow it, credit-card customers can cover the card fee. Never in Quebec, and never on Interac.

Not sure what your province allows? Check the rules by province.

What are you really paying?

Enter last month's numbers from your statement.

$
$
--%
Your effective rate is the real percentage you pay on every dollar you process.

An estimate based on the numbers you enter. Send your statement for the full statement review.

Your real rate: the equation and the gap Total fees divided by total card volume gives the effective rate, shown as $1,500 divided by $50,000 equals 3.0 percent, with two bars underneath where the effective rate stands taller than the rate you were quoted and the difference is bracketed as downgrades and junk fees. YOUR REAL RATE Total fees divided by total card volume. Two numbers from your statement, one honest answer. TOTAL FEES $1,500 everything you paid last month ÷ CARD VOLUME $50,000 everything you ran on cards = EFFECTIVE RATE 3.0% your real rate what you actually pay on every dollar, once every fee is counted the headline number The rate you were quoted QUOTED RATE DOWNGRADES + JUNK FEES 3.0% Your effective rate THE GAP Downgrades and junk fees The quoted rate only applied to some of your transactions. The rest, plus the monthly fees, is the gap. The advertised rate is what they want you to look at. The effective rate is what you actually pay. LEGEND The rate you were quoted Your effective rate Downgrades and junk fees Example from the statement guide on allpropay.com. Illustration, not a quote.

Works with your software

Some scheduling apps let you choose your processor. Others lock you in. Here is where we fit.

Open

Keep your app, switch to us

Many booking and field-service apps let you choose your processor or pair with a mobile reader, so you keep your app and move the processing to AllProPay.

Locked

Locked to their own processing

Some apps push their own built-in payments. If yours does, we’ll show you the cost and the honest math on switching.

We’ll check

No software yet?

Plenty of crews run on a phone and a calendar. Tap to Pay and payment links work fine on their own.

Common in local services: Jobber, Housecall Pro, and mobile readers. Not sure about yours? Ask us and we’ll confirm.

What other businesses say

Common questions

Can I take a card payment at the customer’s door?
Yes. You can take contactless payments, including Interac debit, with Tap to Pay on a supported phone, or pair a small mobile reader. No counter or full terminal needed.
Can I send an invoice or a payment link instead?
Yes. Send an invoice or a payment link by text or email, so a customer who wasn’t home can pay from their phone. For regular clients, you can keep a card on file.
How is my pricing set up?
We lead with interchange-plus: the card brands’ cost passed straight through, plus one clear markup. Interac debit is priced as Interac, not at credit-card rates. Where your province allows it, we can also set up cash discounting or dual pricing on credit cards. Never in Quebec, and never on Interac.
My business is seasonal. Is that a problem?
Usually not. Holiday lighting, snow removal and landscaping all run in seasons. Tell us your busy months when you apply, so your setup is ready before the rush.

See what your business pays

Send one recent statement and we’ll go over it with you: what you pay and where it can come down. No obligation. No statement handy? Tell us what you pay and who processes for you, we’ll take it from there.

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