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Payments for medical & chiropractic practices

Copays and self-pay at the front desk, a card on file for treatment plans, and invoices for balances that come due later. Debit at the desk is Interac, which should be priced as Interac and not at credit rates. Tickets are bigger than a shop’s, so on credit the rate matters more than the per-transaction fee. We lead with interchange-plus, set you up clean, and show you exactly what you pay.

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Bigger tickets, so the rate is what counts

A treatment plan or a series of visits runs hundreds or thousands of dollars, so the percentage rate dominates what you pay. A small padding on that volume adds up fast, and downgrades on keyed or large transactions quietly cost even more. On the debit side, Interac should be priced as Interac, not at credit rates like a flat-rate app charges. Add a card on file for plans and invoices for balances, and that setup has to be priced right. We keep it transparent and built around how the front desk actually works.

See your monthly cost
Card on file for treatment plansRun each visit or instalment on the plan without asking for the card again.
Invoices for balancesSend an invoice by email or text when a balance comes due, and the patient pays it online. See invoicing.
Interac priced rightDebit at the desk should be priced as Interac, not at credit rates like a flat-rate app charges.

What are you really paying?

Enter last month's numbers from your statement.

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$
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Your effective rate is the real percentage you pay on every dollar you process.

An estimate based on the numbers you enter. Send your statement for the full statement review.

Your real rate: the equation and the gap Total fees divided by total card volume gives the effective rate, shown as $1,500 divided by $50,000 equals 3.0 percent, with two bars underneath where the effective rate stands taller than the rate you were quoted and the difference is bracketed as downgrades and junk fees. YOUR REAL RATE Total fees divided by total card volume. Two numbers from your statement, one honest answer. TOTAL FEES $1,500 everything you paid last month ÷ CARD VOLUME $50,000 everything you ran on cards = EFFECTIVE RATE 3.0% your real rate what you actually pay on every dollar, once every fee is counted the headline number The rate you were quoted QUOTED RATE DOWNGRADES + JUNK FEES 3.0% Your effective rate THE GAP Downgrades and junk fees The quoted rate only applied to some of your transactions. The rest, plus the monthly fees, is the gap. The advertised rate is what they want you to look at. The effective rate is what you actually pay. LEGEND The rate you were quoted Your effective rate Downgrades and junk fees Example from the statement guide on allpropay.com. Illustration, not a quote.

Works with your practice software

Some systems let you choose your processor. Others lock you in. Here is the honest picture for medical and chiropractic practices, and where we fit.

Open

Keep your software, switch to us

Many practice management systems are open, so you keep your software and move the processing to AllProPay, or run a standalone terminal at the front desk alongside it.

Locked

Locked to their own processing

Some all-in-one tools, like Square Appointments or Clover, lock you to their processing. If you’re on one, we’ll show you the real cost and the math on switching.

We’ll check

Tell us what you run

Setups vary. Tell us your practice software and we’ll confirm what we can do.

Not sure whether your practice software is open? Ask us and we’ll confirm. We handle card data securely and keep PCI compliance.

What other practices say

Common questions

Can I keep a card on file for a treatment plan?
Yes. You keep the patient’s card on file and run each visit or each instalment on the plan without asking for the card again. We handle card data securely and keep PCI compliance.
Our tickets are bigger than a shop’s. Does that change what matters?
Yes. On larger payments the percentage rate dominates the cost, so a clean rate matters more than the per-transaction fee. We lead with interchange-plus, price Interac debit as Interac, and show you exactly what every dollar costs.

See your business's real numbers

Send one recent statement. We’ll show you what you pay and where it can come down. No obligation.

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