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Home / Why AllProPay

No contracts.
No early termination fees.
No surprises on your statement.

A real person who knows your account picks up, in English or French. Serving merchants since 2016.

Talk to usSee what you pay

What our customers say

Real customers, real reviews, straight from Google. Nobody is paid to write them and we can’t edit them. Just business owners we’ve helped, taking the time to say so.

The difference is who picks up the phone.

The big processors hand you a portal. When something goes wrong with your money, you wait.

We hand you a direct line to someone who knows your account and your business, in the language you prefer.

No contracts, no early termination feesStay because it works, not because you’re locked in.
We help cover your early-termination feeStuck in a contract? When you switch and start processing with us, we can help cover that fee.
We’ll go over your statement with youInterac and credit, separated and explained. In English or French.
We help you pick the right setupIncluding how Interac is priced and what is allowed in your province.
We’re here after you go liveA direct line for anything about your account.

How we price in Canada

We show you the math on your statement, and you pick what fits.

Interchange-plus

Our main program. The card brands’ true cost passed straight through, plus one clear markup you can see.

Interac priced as Interac

Debit is billed as Interac, never at a credit-card rate.

Dual pricing, where allowed

Cash discount or dual pricing is available where your province and card-brand rules allow it. Never in Quebec, and never on Interac.

See pricing

Who we are

AllProPay helps owner-operated businesses across the country lower their card processing costs, without contracts, hidden fees or confusing rate games.

We’re based in Pointe-Claire, Quebec, and we serve Quebec businesses in French. We aren’t the biggest processor out there. We’re the one that explains it honestly and stays in your corner.

See what you pay
AllProPay at a glanceAn independent merchant services provider, serving merchants since 2016. Founder: Chris Ste-Marie.
Based in CanadaPointe-Claire, Quebec, serving all provinces, in English and French.
Reach us514-556-3475 or 438-801-4440 · [email protected]
Also in the US108 W 39th Street, Suite 1006, New York, NY 10018. Serving businesses across the United States, too.

Questions we hear a lot

Will I be locked into a contract?
No. We don’t use long-term contracts or early termination fees. The Code of Conduct for the Payment Card Industry in Canada also protects your right to clear pricing and fair cancellation terms.
What makes AllProPay different from a big processor in Canada?
We show you what you pay, line by line, in English or French, and a real person who knows your account picks up when you call. We make sure Interac debit isn’t billed at a credit-card rate, and there are no contracts and no early termination fees.
How long has AllProPay been in business?
AllProPay has served merchants since 2016.
Is AllProPay a direct processor or a reseller?
We’re an independent merchant services provider. We work with several processing platforms and match the right one to your business, instead of pushing a single product. That’s how we stay on your side of the table and keep pricing transparent, including making sure Interac is priced like Interac.
Where is AllProPay located and do you serve my province?
We’re based in Pointe-Claire, Quebec, and we serve owner-operated businesses across all of Canada, as well as the United States. We serve Quebec businesses in French.