From Hartford and New Haven to Stamford, Bridgeport and Waterbury, Connecticut is one of the few states where a card surcharge is not allowed at all. You can still lower your card costs the right way. We show you exactly what you pay and how. No contracts, no cancellation fees.
Connecticut General Statutes 42-133ff bans surcharges on any transaction, and the ban explicitly reaches fees labeled a processing fee or a non-cash adjustment. Renaming a surcharge does not make it allowed here.
Offering a lower price for paying cash is allowed, as long as the discount notice is clearly posted: on the premises, on the website or app before checkout, or said aloud on phone orders. The line between allowed and not allowed is structure. A discount off the posted price is fine; a fee added to card payments is not.
Public Act 25-44 bars advertising, displaying or offering a price that leaves out any fee the customer must pay, apart from government taxes, disclosed mandatory gratuities and fees that cannot be calculated upfront, such as shipping. The law states plainly that it does not permit the surcharges Connecticut already bans.
We set up Dual Pricing as a true cash discount: the posted price is what a card customer pays, cash customers get the discount, and the notice is posted where Connecticut requires it. No fee is ever added to a card payment.
Check any state in our surcharge checker. Rules change, so we confirm the current position before configuring anything. This is general information, not legal advice.
Send one recent statement for a free statement review. We find your true effective rate, name every fee, and show where it can come down. Savings are estimates based on your own statement.
The cash discount route works the same way for every one of these.
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