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Credit card processing in Kansas

From Wichita and Overland Park to Kansas City, Topeka and Olathe, Kansas changed its surcharge law in 2025, and a lot of what is written online is now out of date. We show you exactly what you pay and set it up to the current rule. No contracts, no cancellation fees.

What is different about taking cards in Kansas

Surcharging is allowed with a posted notice

Since January 1, 2025, Kansas law (K.S.A. 16a-2-403) allows a credit card surcharge if the merchant discloses the amount in a clear and conspicuous notice at the point of entry or the point of sale, before the transaction. Kansas sets no state percentage cap, so the card-brand cap of about 3 percent applies.

The old ban is gone

Kansas used to ban surcharges outright, and a federal court held that ban unconstitutional as applied to one processor in 2021. The 2025 law replaced it with the notice rule. Many surcharge guides still list Kansas as a ban state because they copy an old table, so check the date on anything you read.

Sales tax on a surcharge

Kansas has no specific guidance on card surcharges. Under its general rule that retail sales are taxable unless exempt, a surcharge on a taxable sale appears to be part of the taxable price.

How we set it up in Kansas

We post the surcharge amount where Kansas requires it and keep it within the card-brand cap, or set up Dual Pricing instead. Either way, it follows the current law, not the old ban.

Check any state in our surcharge checker. Rules change, so we confirm the current position before configuring anything. This is general information, not legal advice.

See what you pay

Send one recent statement for a free statement review. We find your true effective rate, name every fee, and show where it can come down. Savings are estimates based on your own statement.

Kansas questions owners ask

Can I surcharge credit cards in Kansas?
Yes, since January 1, 2025, if you clearly post the surcharge amount at the point of entry or point of sale before the transaction (K.S.A. 16a-2-403). This is general information, not legal advice.
Does Kansas cap credit card surcharges?
Kansas sets no state cap, so the card-brand cap of about 3 percent applies.
Did Kansas ban surcharges?
It used to. The 2025 law replaced the ban with a notice requirement, so older guides that list Kansas as a ban state are out of date.

Kansas businesses we set up

The posted-notice rule matters most where tickets are large.

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