From New York City to Buffalo, Rochester and Albany. AllProPay is based in New York, at 108 W 39th Street, so these are the rules we work with every day. New York lets you pass on a card fee, but only within a firm cap and only if the card price is posted the right way. We show you exactly what you pay and set it up to the rules. No contracts, no cancellation fees.
Since February 11, 2024, New York General Business Law 518 lets a business add a credit card surcharge only up to the amount the card company charges it. You cannot round up or add a margin on top of your actual card cost.
Before the customer pays, you must clearly post the total price a credit card customer pays, including the surcharge, or show the card price and the cash price side by side. A sign by the register saying a surcharge applies is not enough on its own.
New York's hospitality wage order allows only a proportional card fee to come out of the tip portion, in line with federal law. The state taxes a surcharge on a taxable sale as part of the sale price. Statewide junk-fee bills and a proposed New York City all-in pricing rule are being debated, but none is law yet.
Dual Pricing is built for this rule. Every price is shown two ways, card and cash, so the customer sees the total card price before paying. If you would rather surcharge, we cap it at your actual card cost and post it the way the law requires. If neither saves you money, transparent pricing might, and we will tell you which.
Check any state in our surcharge checker. Rules change, so we confirm the current position before configuring anything. This is general information, not legal advice.
Send one recent statement for a free statement review. We find your true effective rate, name every fee, and show where it can come down. Savings are estimates based on your own statement.
Posting the card price matters most where prices are everywhere.
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