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Credit card processing in Oregon

From Portland and Salem to Eugene, Bend and Medford, Oregon has no sales tax and, since January 2026, a strict rule for prices shown online. We show you exactly what you pay and set up your online checkout correctly. No contracts, no cancellation fees.

What is different about taking cards in Oregon

Online prices must include every required fee since January 1, 2026

Under SB 430 (ORS 646.608(1)(bbbb)), anyone selling goods or services online in Oregon must show a price that includes every fee the buyer must pay to complete the purchase. Government taxes and fees, actual reasonable shipping or delivery costs, and distance- or selection-based service fees that are clearly disclosed before payment are excepted. In-store pricing is not covered.

No sales tax on a surcharge

Oregon has no general state sales tax, so a credit card surcharge is not subject to state sales tax. Some local taxes, such as city meals or lodging taxes, were outside our research, so check those where they apply.

Surcharging and tips

Oregon has no surcharge law of its own, so the card-brand rules apply. Oregon allows no tip credit at all, and tips belong to the employee. No Oregon rule speaks to card fees on tips specifically, so the federal proportional rule is the baseline.

How we set it up in Oregon

We set up online checkout so the price shown includes every required fee, and in-store pricing the way you choose: Dual Pricing, a surcharge within the card-brand rules, or transparent interchange-plus pricing.

Check any state in our surcharge checker. Rules change, so we confirm the current position before configuring anything. This is general information, not legal advice.

See what you pay

Send one recent statement for a free statement review. We find your true effective rate, name every fee, and show where it can come down. Savings are estimates based on your own statement.

Oregon questions owners ask

Do Oregon online prices have to include fees?
Since January 1, 2026, yes. Online sellers must show a price that includes every fee the buyer must pay, with limited exceptions (ORS 646.608(1)(bbbb)). In-store pricing is not covered. This is general information, not legal advice.
Is a credit card surcharge taxed in Oregon?
Oregon has no general state sales tax, so no state sales tax applies to a surcharge.
Can I surcharge credit cards in Oregon?
Oregon has no surcharge law of its own, so the card-brand rules apply.

Oregon businesses we set up

The online pricing rule hits businesses that sell or book online.

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See your numbers

Free, no obligation. Serving businesses across Oregon and the US.