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Credit card processing in Washington, DC

From Capitol Hill and Georgetown to Navy Yard and U Street, DC added an all-in pricing rule in September 2026 and has a specific notice rule for tips. We show you exactly what you pay and set it up correctly. No contracts, no cancellation fees.

What is different about taking cards in Washington, DC

All-in pricing since September 26, 2026

Under D.C. Code 28-3904(a)(12), as rewritten by the Enhancing Consumer Protection Procedures Amendment Act of 2026, it is an unfair trade practice to advertise, display or offer a price that leaves out any mandatory fee or charge, other than government taxes and fees and actual shipping costs.

Whether a card surcharge counts is not settled

A card surcharge the customer can avoid by paying cash or debit may not be a mandatory fee, but there is no official guidance yet. DC has no surcharge ban or cap of its own, so the card-brand rules apply, together with DC's general rule on clear disclosure. We plan for the conservative reading.

Tip deductions need written notice

To pay the tipped minimum wage, a DC employer must give tipped employees written notice of, among other things, the percentage by which card tips will be reduced for card fees (D.C. Code 32-1003(g)(1)(D)).

How we set it up in Washington, DC

Dual Pricing shows the card price and the cash price up front, which is the conservative route under the 2026 rule. If you deduct card fees from tips, we make sure the written notice is in place first.

Check any state in our surcharge checker. Rules change, so we confirm the current position before configuring anything. This is general information, not legal advice.

See what you pay

Send one recent statement for a free statement review. We find your true effective rate, name every fee, and show where it can come down. Savings are estimates based on your own statement.

Washington, DC questions owners ask

Can I surcharge credit cards in DC?
DC has no surcharge ban or cap, so the card-brand rules apply. Since September 26, 2026, advertised prices must include mandatory fees, and whether an avoidable card surcharge counts is not settled. This is general information, not legal advice.
Do prices in DC have to include fees?
Since September 26, 2026, yes for mandatory fees, other than government taxes and fees and actual shipping, under D.C. Code 28-3904(a)(12).
Can DC employers deduct card fees from tips?
Only with written notice to tipped employees of the percentage card tips will be reduced, under D.C. Code 32-1003(g)(1)(D).

Washington, DC businesses we set up

The 2026 pricing rule and the tip notice land here first.

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