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Accept cards on your phone, anywhere

Mobile credit card processing turns the phone in your pocket into a card machine. Use Tap to Pay on a supported smartphone with no extra hardware, or pair a small phone card reader for chip, tap, and swipe. Take payment at the table, the truck, the booth, or the job site.

Two ways to take a card on your phone

Tap to Pay on a supported phone, or a small mobile reader that pairs to a phone or tablet. Same honest pricing on both.

Tap to Pay on your phone

Accept contactless cards and digital wallets right on a supported smartphone. The customer taps their card, phone, or watch on the back of your device and the payment goes through. No extra hardware to buy or carry.

A small phone card reader

A pocket-sized reader that pairs to your phone or tablet by Bluetooth and adds chip, tap, and swipe. A good fit when customers still carry chip cards, or when you want a dedicated device for staff.

Who it is for

If you sell away from a counter, you can take a card on your phone.

Mobile and field businesses

Home services, repair, mobile detailing, and trades that get paid at the customer's door instead of a storefront.

Food trucks

Take cards fast at the window without dragging a full terminal and a power cord along for the ride.

Market and pop-up vendors

Farmers markets, craft fairs, and pop-ups where you set up anywhere and need to get paid on the spot.

Home services

Cleaners, landscapers, HVAC, and contractors who close and collect right at the job, no invoicing delay.

Pop-ups and events

Seasonal stands, trade shows, and one-day events where a phone is the whole checkout.

Solo operators

One-person businesses who want to accept cards without buying or learning a register.

Chip, tap, and digital wallets

Every way a customer wants to pay.

Mobile payments aren’t just contactless. Whether you use Tap to Pay or a small reader, you can take chip cards, tap, swipe, and digital wallets like Apple Pay and Google Pay. The money lands in your account on the same schedule as the rest of your card sales.

And because it is AllProPay, you get the same transparent pricing on the phone as you do at the counter. We show you exactly what you pay to accept a card, with no junk fees buried in the statement.

See what you’re really paying
TapContactless cards, phones, and watches.
ChipInsert chip cards with a small paired reader.
SwipeMagnetic stripe for older cards, on a reader.
Digital walletsApple Pay, Google Pay, and more.

See it in action

Short, real clips of a card being taken on a phone and on a pocket reader.

How Tap to Pay works: get set up on your phone, the customer taps to pay, money lands in your account.
How a mobile card reader works: pair a reader to your phone, chip, tap or swipe on the spot, money lands in your account.

Common questions

Can I accept credit cards on my phone?
Yes. You can accept credit cards on your phone with Tap to Pay on a supported smartphone, no extra hardware, or by pairing a small mobile card reader for chip and swipe. It works for mobile, field, and on-the-go businesses.
What is Tap to Pay?
Tap to Pay lets you accept contactless cards and digital wallets directly on the phone. The customer taps their card, phone, or watch on your device and the payment goes through, with no separate terminal needed.
Do I need a card reader?
Often no. On a supported phone you can take contactless cards and wallets with no extra hardware. A small phone card reader adds chip and swipe, which is handy for customers who don’t have a contactless card.

Get set up to take cards on your phone

Send us a recent statement and we’ll show you exactly what you pay today, then set you up to accept cards anywhere you do business.

Related: all payment solutions  ·  payments for HVAC and home services  ·  free statement review