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Payments for auto body & collision shops

A full repaint, a frame pull, a collision rebuild: body shop bills are large, and on a big bill the percentage rate is what dominates, so a few points is real money on every job. We show you exactly what you pay and keep the fees on your biggest jobs clean.

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Big repairs, bigger fee impact

On a $4,000 collision repair or a large deductible, the percentage rate dominates, so even a small difference is money you earned and handed back. Across a month of insurance jobs and out-of-pocket repairs, the wrong setup quietly costs a shop a lot. We make sure you can see the real cost and that nothing is padded on the work that matters.

For the big jobs, we can also set up customer financing so a customer can say yes to the full out-of-pocket repair, which means more closed work for you. And watch for downgrades on keyed or large transactions, where the wrong setup pushes your biggest jobs into higher cost tiers.

See what you pay per job
Clean rate on big jobsOn a large collision bill the percentage rate dominates, so transparency pays off most.
Customer financingHelp customers approve large out-of-pocket repairs without you eating a large fee.
No surprise downgradesKeyed and large transactions are where downgrades hit hardest. We set you up to avoid them.

What are you really paying?

Enter last month's numbers from your statement.

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Your effective rate is the real percentage you pay on every dollar you process.

An estimate based on the numbers you enter. Send your statement for the full statement review.

Your real rate: the equation and the gap Total fees divided by total card volume gives the effective rate, shown as $1,500 divided by $50,000 equals 3.0 percent, with two bars underneath where the effective rate stands taller than the rate you were quoted and the difference is bracketed as downgrades and junk fees. YOUR REAL RATE Total fees divided by total card volume. Two numbers from your statement, one honest answer. TOTAL FEES $1,500 everything you paid last month ÷ CARD VOLUME $50,000 everything you ran on cards = EFFECTIVE RATE 3.0% your real rate what you actually pay on every dollar, once every fee is counted the headline number The rate you were quoted QUOTED RATE DOWNGRADES + JUNK FEES 3.0% Your effective rate THE GAP Downgrades and junk fees The quoted rate only applied to some of your transactions. The rest, plus the monthly fees, is the gap. The advertised rate is what they want you to look at. The effective rate is what you actually pay. LEGEND The rate you were quoted Your effective rate Downgrades and junk fees Example from the statement guide on allpropay.com. Illustration, not a quote.

Works with your POS

Some systems let you choose your processor. Others lock you in. Here is the honest picture for body shops, and where we fit.

Open

Keep your software, switch to us

Most estimating and shop-management systems are open and let you choose your processor, or pair with a standalone terminal, so you keep your software and move the processing to AllProPay.

Locked

Locked to their own processing

Some all-in-one systems, like Square or Clover, lock you to their own processing. If you’re on one, we’ll show you the real cost and the honest math on switching.

We’ll check

Tell us what you run

Setups vary. Tell us your system and we’ll confirm what we can do.

Common in auto body: CCC ONE, Mitchell, Audatex, shop-management systems, and standalone terminals. Not sure about yours? Ask us and we’ll confirm.

What other shop owners say

Common questions

Why do auto body shops pay so much in card fees?
Collision repairs and deductibles are large, so the percentage rate dominates on every big bill and a small difference becomes real money. A clean, transparent setup keeps those fees from being padded on your biggest jobs, and helps avoid downgrades on keyed or large transactions.
Can customers finance a large repair?
Yes. We can set up customer financing so a customer can pay for a large out-of-pocket repair over time, which helps you close more work without absorbing a large card fee. We confirm it works with your setup first.

See your shop's real numbers

Send one recent statement. We’ll show you what you pay and where it can come down. No obligation.

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