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Thinking about switching? Read this first.

Switching processors should be simple and low-risk. Here is exactly how we do it, and how to make sure no one hides the real number from you, ours included.

Start with a free statement review

How a clean switch works

1

We go over your current pricing with you

Send your latest statement. We translate it into your true effective rate and every fee, so you compare apples to apples.

2

Zero-downtime setup

We set you up before you cancel anything, so your payments never stop. If you have recurring customers, we help move them.

3

We help with what is stuck

Locked into a contract or an equipment lease? Tell us. We can help cover the cost of getting out, and match you with the right equipment.

A clean switch: no gap in payments Three panels, before, during and after a switch: your current account runs as usual, then both accounts run while AllProPay is approved, equipped and tested, and only once the new account is live is the old one cancelled. BEFORE, DURING, AFTER Often just a few business days, depending on your setup and underwriting BEFORE LIVE Your current account runs as usual Send one recent statement. We check your current quote and every fee. DURING NO GAP IN PAYMENTS STILL LIVE TESTING Both running, nothing cancelled Account approved, equipment arrives, test transaction confirmed. Your payments never stop. AFTER LIVE CANCELLED New account live, old one cancelled Go live. Recurring customers move with you. Termination fee? Ask about contract buyout. LEGEND Your current account AllProPay Both running, no gap in payments Contract buyout and no-cost equipment are subject to conditions and eligibility.

We help cover the cost of leaving

The biggest reason businesses stay stuck is the cost of getting out. We help with both sides of that.

Contract buyout

Stuck in a contract with an early-termination fee? When you switch and start processing with us, we can help cover that fee. Send us the charge and we’ll tell you exactly what you qualify for.

No-cost equipment options

You shouldn’t have to buy a new terminal just to switch. We offer no-cost equipment options for qualifying businesses, matched to how you actually sell.

Both offers are subject to conditions and eligibility. Ask us and we’ll lay out the details up front, no surprises.

How to read any processor's quote (ours included)

The fastest way to avoid getting fooled is to ask every processor the same simple questions:

  • What is my all-in effective rate, counting every fee?
  • Is this interchange-plus, flat, or tiered? If tiered, what lands in the expensive buckets?
  • What are the monthly, PCI, batch, statement, and gateway fees?
  • Is there a contract or a cancellation fee? For how long?
  • Will the rate change after a few months?

If a processor won’t give you straight answers to these, that’s your answer. We’ll put every one of these in writing.

Your switching questions, answered

Is switching credit card processors hard?
No. The work is mostly on our side. You send one recent statement, we set up your new account, and we switch you over so there is no gap. Most businesses spend less than an hour of their own time on the whole process.
Will switching interrupt my payments?
No. We set up your new account and confirm it works before you cancel your old provider, so your payments never stop. If you have recurring customers or stored card data, we help move them so you don’t lose a payment.
Is there a fee to switch to AllProPay?
We don’t charge setup fees unless something specific is stated in writing first, and we don’t use long-term contracts or cancellation fees. Your old provider may have its own early-termination fee, which we’ll help you identify before you do anything.
What if I’m stuck in a contract or equipment lease?
Tell us. We look honestly at your contract or lease and what it would cost to leave, and through our contract buyout we can help cover the early-termination fee when you switch and start processing with us. Conditions and eligibility apply, so send us the charge and we’ll tell you what you qualify for.
Will my current terminal or POS still work?
Some hardware from the big providers is locked to their network and some isn’t. Tell us what you run and we’ll confirm whether it carries over or what the cleanest path is, with no pressure to buy equipment you don’t need.
How long does it take to switch?
Often just a few business days once we have your statement and the details, depending on your setup and how quickly underwriting completes. We set everything up before the cutover so there is no downtime.

See your switch math

Free, no obligation. If switching doesn’t make sense for you, we’ll say so.

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